1. You are Just Lazy:

Let’s face it! Sometimes being broke is purely because of laziness. Yes there are some circumstances that may cause some people to be broke for no fault of their own, granted. But other times is just people deliberately deciding to be lazy. Too much TV, too much sleeping, too much Facebook and you want to make money. There are people who will just not do anything, they will not try… but somehow still expect money. These are the candidates for miracle money. Believe me, if you dedicate to work, and you keep working diligently everyday, in whatever your hands find to do you will find something that pays… It’s a law of work.. “he who does not work shall not eat…” Don’t look for money, look for work… And get me right, I didn’t say “look for a job” I said look for work.

2. You are too Superstitious: I will never understand how broke people are the most superstitious. Eeh. They are so averse to any money making opportunity and they look at every opportunity with an attitude, “what if I lose money?”… My friend, how much do you have to lose… Almost every opportunity your present to them, they are suspicious. And it is not possible to convince them… Especially if they have syndrome number one also… Laziness and superstition? Weapon of Mass destruction. They want risk free money making systems, which unfortunately do not exist… These are the kind of broke people who can write best seller books on “How not to Make Money”…, because thats all they see in every opportunity.

3. You think you Know Enough: Call a business seminar, even a free one, the broke will not come and they will be like “what can they teach us there?” Tag them a long business post, they comment, “didn’t finish reading, too long”.. They wont read books, even free ones. As far as they are concerned, they already know everything and depend on whatever little information they have in their head to make decision. They will engage in arguments & discussions and yet be so proudly arrogant in their ignorance and lack of logic. They find solace in their own empty heads… So even information about how to make money, they don’t listen because they think they have enough data already. They don’t understand, you only earn as much as you learn…

4. You Surround Yourself with Brokeness: Honestly, you stay in a broke neighbourhood, you have broke friends, you go to a broke church, and you have broke discussions… Who bewitched you? As I said, some circumstances are not your own making, yes, like where you stay… But having broke friends, going to broke places, having broke conversation? Those are your choices. You can choose today and say to yourself, “I may be broke, but I will no longer surround myself with broke circumstances”… Life is made in such a way that, through some induction and osmosis, you absorb whatever surrounds you and you soon start identifying with it. If you stay too long in a particular environment, you begin to internalise it and cannot describe yourself independent of your environment. Thats why you need to deliberately distrupt yourself from such environments by reducing how much time you spend surrounded by poverty for instance.

5. You are Financially Indisciplined: It’s funny how most broke people are the ones who don’t understand the power of financial discipline… The chap has been broke for a long time, and then they make a little money… Instead of thinking about how they can invest the money into tomorrow, they want to shine and prove they are not broke by living an extravagant life for the weekend. It’s funny how many broke people will be at the Chisa Nyama every weekend, trying to make a point to people who don’t know them, who don’t even care… And before the weekend ends, they are broke again. People who are not broke understand how to use money to make money… They don’t spend on unnecesary things just to show other broke people that they are not broke.

Thanks for reading